Mortgage Calculator - Free Online Tool

Calculate Your Mortgage

Enter your home details to calculate monthly payments and total costs

Home Price ($)

Down Payment ($)

Down Payment (%)

Loan Term (years)

Interest Rate (%)

Annual Property Tax ($)

Annual Home Insurance ($)

PMI Rate (%) Private Mortgage Insurance (if down payment < 20%)

Loan Amount: $0

Down Payment Amount: $0

Down Payment Percentage: 0%

Total Interest Paid: $0

Total Cost: $0

Home Price: $300,000

Down Payment: $60,000 (20%)

Interest Rate: 4.5%

Monthly Payment: ~$1,216

Home Price: $250,000

Down Payment: $50,000 (20%)

Interest Rate: 3.75%

Monthly Payment: ~$1,454